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Map Your Financial Future
in Minutes, Not Months

Plan your path to financial success with Singapore's first goal-based planning tool that shows you exactly what's possible with your money.

Start Planning FreeNo credit card required
Financial planning illustration

Three Simple Steps to Financial Clarity

1

Choose Your Goal

Select from goals that matter to Singaporeans: BTO or resale flat purchase, wedding planning, home renovation, children's education fund, early retirement planning, car ownership.

Goal selection interface
2

Enter Your Details

Quick and secure - just the essentials: monthly income and expenses, CPF balances, current savings, existing commitments.

Simple form with Singapore-specific fields
3

See What's Possible

Get instant clarity on your financial future: goal feasibility timeline, monthly saving requirements, CPF optimization recommendations, interactive adjustments to find your perfect plan.

Results dashboard with feasibility indicators

Why our users love Perfingo

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Local Expertise

Built specifically for Singapore's unique financial landscape including CPF contributions, CPF life, HDB financing, and many more!

comprehensive

Comprehensive View

See all your goals together and understand trade-offs between short and long-term planning

couple

Couple Friendly

Allow couples to plan their finances together, and see the impact of their decisions on their goals

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No Hidden Agenda

Unlike advisors selling products, we show you unbiased projections based on your actual finances. We are not affiliated with any financial institutions!

What Our Users Say

Sarah, 29

Sarah, 29

"Perfingo helped me see that I can afford both my wedding and a resale flat next year without compromise. Their clear plan made all the difference."

Marcus, 41

Marcus, 41

"A modest 10% increase in my investment contribution has put me on track to retire by 50. Perfingo's advice made it all so straightforward."

Linda, 35

Linda, 35

"Knowing exactly how much I can spend each month has eased my financial worries. It's a relief not having to piece together a budget on my own."

Start Your Financial Journey Today

Join 10,000+ Singaporeans who've gained clarity on their financial future

What You Get:

  • Plan for major life milestones
  • Estimate costs for your first home, wedding, or children's education
  • See how much parental allowance you can afford to give
  • Find out if you can retire by 65
  • Project your future income
  • See how many kids you can afford
Create Free Account

No credit card required | Setup takes less than 2 minutes

Financial planning dashboard

Frequently Asked Questions

How does Perfingo help in setting and achieving financial goals?
Perfingo helps you to visualise the feasibility of your goals and the impact of your financial decisions on them. We allow you to integrate life goals into your financial planning, offering customised strategies and advice to help you align your finances with your objectives and achieve them.
Can couples use Perfingo for joint financial planning?
Yes, Perfingo has features that allow couples to collaboratively manage and plan their finances, fostering transparency and financial harmony in relationships. However, both partners must have their own Perfingo accounts.
What's the difference between Perfingo and other personal finance apps?
Perfingo is a personal finance app that helps you to plan and achieve your life goals. We are not just a budgeting app. We help you to visualise the feasibility of your goals and the impact of your financial decisions on them. We allow you to integrate life goals into your financial planning, offering customised strategies and advice to help you align your finances with your objectives and achieve them.
How does Perfingo ensure the security and privacy of my financial data?
Perfingo prioritises your data security. Firstly, we only ask for your email address. We also employ robust encryption and security protocols to ensure that your financial information is protected from unauthorised access and threats.
Are you working with any financial institutions?
Perfingo is not working with any financial institutions directly.
We only licensed our software to financial planners to help them better serve their clients.
Only when you requested for a session with a financial planner, then we will connect you with them.