Looking for the previous Perfingo app? It's moved to classic.perfingo.com.

Complete financial planning · Singapore

Your whole financial plan, to age 100.

Plan your CPF, home, kids and retirement in one place. Then track your spending against it every month.

Start your 14-day free trialSee how it works

Cancel before day 14, no charge · Cancel anytime

You + Sam · Pathway to 100 · Us view
BTO purchase · Fully funded
Financial freedom57
CashInvestmentsCPFPropertystacked bottom‑up: easiest to spend, first
Drag the BTO marker and watch the plan recompute.
Projected net worth for You and Sam by age, with BTO purchase at age 32
AgeCashInvestmentsCPFPropertyTotal

One product, the whole loop

Perfingo plans forward and tracks reality.

A planner projects your future. A budget app tracks your past. Perfingo does both, then reconciles the gap in a monthly check-in that takes about two minutes.

01 · Plan

Plan to age 100

Drop a goal on your timeline and get an instant verdict. Drag it, and the whole plan recomputes live.

See how
02 · Track

Track where you stand

A monthly pulse of your net worth (cash, CPF, investments and property) and whether you're ahead of your own plan.

See how
03 · Cashflow

Cashflow against the plan

Import a statement and see what you actually spend, measured against the plan's targets, band by band. Your statement is the only integration.

See how
04 · Investment

Invest, read honestly

Your holdings' true return, allocation and dividends, with neutral concentration flags. No product pushing, ever.

See how

Made for couples

One plan, two views.

Plan as a household, with shared goals, split funding and one joint verdict. Each of you also keeps your own view.

See how couples plan together

One honest plan

Know what's possible, and when.

Your income, CPF, home, family and goals are the inputs. 14 days is enough to see where they lead. Cancel before day 14 and you won't be charged.

Answer a few questions to see your first projection.

S$8/mo
billed annually · or S$12 month-to-month
  • Plan, Track, Cashflow and Investment, all included.
  • Couples planning & full insurance analysis
  • No tiers, no upsells, no commissions
Start your 14-day free trialSee full pricing

Cancel before day 14, no charge