PDPA Collection Notice

This is a summary for account sign-up. The full Privacy Policy governs.

By creating a Perfingo account, you consent to our collection, use and disclosure of your personal data as described below and in our Privacy Policy.

What we collect: your email address; the financial planning and tracking information you enter or import (income, expenses, assets, liabilities, goals, bank and brokerage accounts and statements, investment holdings); and information about how you use the App, which may include session recordings by our third-party analytics provider, and automatic crash and error reports.

Why we collect it: to provide the planning, tracking and AI features you sign up for, to process your subscription payment, to operate and secure the App, and to diagnose bugs and errors.

Who we share it with: the service providers who help us run the App: Supabase (database and storage, in Singapore), Stripe (web payments), RevenueCat with the Apple App Store and Google Play (in-app payments), PostHog (analytics, in the United States), Railway and Cloudflare (hosting), Resend and Brevo (email), and AI model providers (statement import, AI reports and chat). Some of them process data outside Singapore, in countries that include the United States and China. We do not sell your data or use it for advertising.

Your rights: you can ask to access or correct your data, withdraw consent (we cannot provide the App without certain data), and delete your account at any time from Profile → Delete Account.

Questions or requests: contact our Data Protection Officer, Darren Lee, at [email protected].

Full detail on analytics and every data recipient is in our Privacy Policy. Please read it before you continue.