Looking for the previous Perfingo app? It's moved to classic.perfingo.com.

Money reportNew

Know if you're on track, every single month.

Check in for two minutes and AI reviews your spending, savings and investments against your plan. It tells you in plain English where you stand, what changed and up to three moves that would help.

Start your 14-day free trial

Cancel before day 14, no charge · Cancel anytime

1Check-in

Close the month in two minutes.

  1. Done in minutes

    Statement, flags, savings and balances. Skip anything you don't have to hand.

  2. Only what needs you

    Possible duplicates, uncategorised items and anything unusually large. The rest is already sorted.

  3. A clear answer

    Finish knowing whether the month kept your plan on track. Bad months are allowed.

2Your review

An honest review, with the working shown.

  1. Your month, in one paragraph

    Read a few lines and know how the month went. No charts to decode, no spreadsheet to update.

  2. Numbers you can trust

    Every figure is worked out from your own records before the AI writes a word. Tap any one to see where it came from.

  3. Progress at a glance

    Spending, net worth, portfolio and your top goal, each with how it moved this month.

  4. Moves that would help

    Up to three, each sized against your own plan, so you know which change matters most. You decide what to do.

How it fits your month

  1. Start of the month

    A gentle reminder

    Complete September check-in, about two minutes.

  2. Minutes later

    Know where you stand

    AI reviews the month against your plan, with the working shown.

  3. After a good month

    Celebrate it

    Share your progress with friends, with your balances kept private.

  • Insight, not financial advice
  • CPF counted the way you choose
  • Compared only with your own plan
  • Encrypted in transit and at rest

Share your progress

Celebrate your wins with the people cheering you on.

Turn a good month into a set of cards for friends and family. Show how far you've come while your balances stay private, unless you choose to show them.

See it with your own numbers.

S$8/mo billed annually, or S$12 monthly.

Start your 14-day free trial

Cancel before day 14, no charge · Cancel anytime

Illustrative figures. Perfingo gives insight, not financial advice.