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Perfingo Research

Singapore money in numbers, from official data. Every source listed, refreshed when new figures land.

Latest study · HDB resale

  • 5.0 years of median household income for a median 4-room resale flat (S$630,000)
  • S$157,500 from CPF or cash on a median 4-room, on top of the largest HDB loan a median household gets
  • S$7,470 monthly household income needed for a full 75% HDB loan on a median 4-room
Read the study

Data to October 2026. Source: HDB resale prices and SingStat household income, via data.gov.sg.

All research

Perfingo research is general information on Singapore money, not financial advice. Free to quote with a link to the study.

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