Looking for the previous Perfingo app? It's moved to classic.perfingo.com.

The app · Check-in

Close the month in about two minutes.

Once a month, Perfingo walks you through a short ritual: import your statement, check a few exceptions, confirm the month and update your balances. You only handle what needs a decision.

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Every step skippable · No streaks, no guilt

The monthly close

Four steps, and only the exceptions.

The check-in doesn't ask you to re-read your month. It brings you the handful of rows that need a decision, and files the rest on its own.

Import your statementDrop in the month's PDF and the check-in opens full-screen, one step at a time.
Review exceptions onlyPossible duplicates, uncategorised transactions and anything unusually large. Everything else is already filed.
Confirm the month's contributionOne tap on the month's net figure, in versus out. It's the same number Home shows, so the two can never disagree.
Update balancesLog this month's numbers, and skip any you don't have to hand. One balance is enough to close the step.

On your phone, the same routine lives in a five-tab dock, with a quick-capture button for logging a spend in seconds.

Close out August · about 2 min
Import statementdbs-statement-2026-08.pdf · 84 transactions in
Done
2
Review exceptions2 possible duplicates · 1 uncategorised · 1 unusually large
4 to review
Confirm contributionNet this month: +S$8,900 · confirmed in one tap
Done
4
Update balancesLog this month's numbers; skip any you don't have to hand
Skippable
Verdicton track · quiet month · one issue to review
After the steps
2 of 4 doneEvery step skippable · pick up where you left off

Illustrative figures from the app's demo household.

No guilt mechanics

Check in when you're ready.

Every step is optional. There are no streaks or red badges for missed months.

Skip any step

Every step has a Skip, and a skipped step counts as handled.

Miss a month? It's just skipped

Nothing piles up and nothing nags. Come back next month, and the check-in picks up from there.

Progress reads your data

A statement in the month marks import done. Zero exceptions marks review done. The checklist never asks you to confirm what it already knows.

The verdict

The month ends in plain words.

The check-in closes with one of three verdicts, the same wording Home's pulse uses, so the two never disagree.

✓ On track

This month is within your plan's range.

Quiet month

Not enough logged yet to say either way.

! One issue to review

Something drifted or fell behind, and the verdict links straight to it.

Life changed? Replan. Re-anchor your plan to today, for a new salary, a new flat or new priorities, and leave an optional note your household can see.

Check in each month in about two minutes.

Build your plan once, then keep it true with a ritual short enough to actually happen.

Start your 14-day free trialSee pricing

Cancel before day 14, no charge