Perfingo
Chapter 02
Building your plan
Every screen, from Home to the what-if sandbox.
- 1 Home Home answers one question: how am I doing right now? Your live net worth, whether you are on plan, the next best action, and the save and status bar.
- 2 Plan dashboard Your household plan on one page: net-worth pathway, cash flow, spend breakdown, protection rings, goals and housing, all from one live projection to age 100.
- 3 Profile and assumptions Set who your plan is for, your freedom age, inflation and emergency fund. How the sidebar and save states work, and what the read-only Assumptions shows.
- 4 Money in and out What to enter in the Income, Expenses, Current assets and CPF screens, what each field does, and how the four affect each other in your projection.
- 5 Commitments How to add loans, a home (own, buying, BTO or new launch) and children to your plan. None are required. What each question means and where costs go.
- 6 Goals and milestones Add a goal such as a wedding, car or career break with a cost, date and importance. How one-time and repeating goals work, shared goals and setting money aside.
- 7 Protection Record health and wealth insurance policies, then see your cover against your ideal coverage in the Coverage and protection view, per person.
- 8 What-if sandbox The what-if sandbox is a safe copy of your plan for trying a job switch, a moved goal or a CPF top-up. See before and after side by side, then apply or discard.